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Tuesday, September 22, 2009

Cheaper California Health Insurance Rate -- These Will Cut Down Your Costs


What can a person do to enjoy affordable health insurance? Although you can save by reducing your coverage, it is not recommended if it puts you at risk. But there's a better suggestion: Implement the right tips and do certain things right and you'll be in for massive discounts These are recommendations that are good for you...

1. People who choose to participate in dangerous sports definitely get rates that are simply too high. If you really want to lower your rate then change to non-life-threatening sports.

2. Ask your agent personally about all the discounts possible with your chosen insurance carrier. It is possible that your agent did not remember to tell you about some. The only way to ensure this is not true in your case is by telling your agent to list out every discount that your preferred insurance carrier offers. Do not be surprised if you discover discover that you have never heard of.

3. Occupations that are regarded as hazardous attract higher premiums. You'll pay lower premiums if you quit a hazardous profession for a safe one. If your profession exposes you to dangerous chemicals, for instance, your rates will be much more than that paid by a similar profile who maybe works as a receptionist in an office.

4. If you find it hard to locate a standard health insurance provider due to a health condition you can go for COBRA insurance. In case you don't know COBRA is the acronym for Consolidated Omnibus Budget Reconciliation Act of 1985.

5. Keep up a healthy routine and you'll attract more affordable rates over time. If you can avoid eating junk food you'll pay less over time. Removing fats, cholesterol and high carb from your diet will make it easier for you to keep up the right weight, live a healthier life and, as a result, get more affordable rates.

You will as well help your health and rate by sticking to regular exercise.
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