California Health Insurance Short Term – How You Too Can Make Massive Savings

Here are ways to save if you're shopping for California health insurance (short term). Some will require some lifestyle adjustment on your part; others will require just a little time investment. But if all the tips are relevant to you and you apply them, you'll save up to 50% or more.

1. Buying your short term health insurance from the same insurance company that provides your other insurance policies will get you a discount. Every insurance company will usually offer a discount if you buy more than one policy from their company.

Nevertheless, it may not serve your best interest to do this as you might have more savings if you buy each of your policies from different insurers.

2. Dangerous sports get you higher health insurance rates. If you truly want to lower your California short term health insurance premium then switch to safer sports.

Before we go further on savings, take note of this...

A very affordable California health insurance (short term) rate is good but make sure you don't get blinded by making it the only factor. You want a low rate that also gives you much value. And, shopping right is vital to getting the best price/value. Howbeit, if you are required to pay little more for the right coverage, then do just that.

In a number of situations very cheap rates also come with great value but at other times they may have a poor quality. In such situations, the cheapest won't be the best but the best for you is always the best deal on the long run.

Back to our savings tips...

3. Smokers have health insurance rates that are double or more that of non-smokers. Smokers are more prone to die at a tender age and are also more likely to suffer many deadly diseases.

This increases their risk to a health insurance carrier and therefore increases their rates considerably. It's up to you to quit smoking and then re-apply after twelve months if your desire is to see your health insurance rates brought low by up to 50%.

4. Your California health insurance premium will drop if you increase your deductible. For folks who don't understand what a deductible is, it is an amount you will contribute before your insurer pays according to your policy's terms. Not minding the fact that you're advised to opt for a very high deductible, be certain that it's an amount that you can easily pay.

5. Get and compare California health insurance (short term) quotes. I recommend that you use a minimum of five quotes sites as doing that will ensure you do not miss out offers not given by the other sites. This provides you a broader basis for doing more extensive comparisons thus increasing your chances of landing better quotes.

Here are my favorite quotes sites...

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